Accounts and cards
Track balances, statements, limits and instalments.
App · Personal and family finances
Cifra Clara
Your money. More clarity.
Accounts, cards, income, expenses and planning in an app that helps you organize your money and your family’s plans.
See features and terms on the official website.
01 Executive summary
Accounts, cards, income, expenses and planning in an app that helps you organize your money and your family’s plans.
02 The context
Personal finance at your own pace
What gets in the way today
- Track balances, statements, limits and instalments.
- Plan goals and follow your monthly budget.
Who it is for
- People organizing their personal finances
- Families sharing a household budget
03 Principles
What defines this product.
Income and expenses
Record transactions and organize categories and subcategories.
Goals and budgets
Plan goals and follow your monthly budget.
04 Modules
Tools for everyday use
A mobile experience with tools to organize information and support your decisions.
Accounts and cards
Track balances, statements, limits and instalments.
Income and expenses
Record transactions and organize categories and subcategories.
Goals and budgets
Plan goals and follow your monthly budget.
Reports and calendar
Compare periods and track due dates.
Family
Share household budgets in private spaces; requires an account and connection.
OCR and files
Review receipt scans and use backup, CSV import and export.
05 Engineering
The invisible is also part of the project.
Architecture
- App for iOS and Android.
Security and privacy
- Encrypted local database on iOS and Android.
- Biometric or device-passcode lock.
- Optional cloud synchronization.
06 Outcome
What changes in the operation.
- Track balances, statements, limits and instalments.
- Record transactions and organize categories and subcategories.
- Plan goals and follow your monthly budget.
- Compare periods and track due dates.
- Share household budgets in private spaces; requires an account and connection.
- Review receipt scans and use backup, CSV import and export.
Find the official App Store and Google Play links on the product website. Prices and terms are maintained by the stores.
- Available for Android and iOS
- Explore the product on its official website.
09 Frequently asked questions
Clarity before
the first step.
01Does it work offline?+
Personal records and essential local features work offline. Synchronization and family spaces need an internet connection.
02Does it connect to my bank automatically?+
No. Tracking is manual, without Open Finance. The app does not move money, provide live market prices or recommend investments.
Cifra Clara
Shall we put this
to work?
Talk to our team: we learn your operation and show Cifra Clara working in your own context.